2014-2015 Field Owners Supplemental General Liability Insurance Plan
The NSA announces an affordable supplemental insurance program to Field Owners (or Long Term Lessees) covering you for lawsuits arising out of the practice or play of events for NSA sanctioned games or tournaments.
Coverage applies to all fields owned by the policy holder, regardless of the number. The coverage includes all negligent actions caused by Participants and Spectators, including claims of bodily injury liability, property damage liability and the litigation costs to defend against such claims, even if groundless.
Coverage is available for:
- Softball Complexes
- Private Fields
- Parks & Recreation Departments
Coverage includes suits arising out of:
- Participant injury
- Volunteer injury
- Spectator injury
- Host liquor liability (nonprofit)
- Ownership use or maintenance of fields
- Property damage liability
- Consumption of food and other products
- Libel, defamation, false arrest, wrongful eviction or invasion of privacy
- Activities necessary or incidental to conduct of practices and games
- Cost of investigation and defense of claims, even if groundless
You must refer to the policy for complete information and listing of policy exclusions. Your exclusions include fraudulent or dishonest acts, punitive or exemplary damages, owned auto liability, rental of association equipment, fireworks, workers' Compensation and nuclear energy liability.
General Liability Limits:
$3,000,000 per Occurrence
$4,000,000 Aggregate Limit
Participant legal liability is $1,000,000.
Each Occurrence means any accident, including continuous or repeated exposure to the same general harmful conditions.
Aggregate limit is the maximum dollar amount which will be paid for all losses in a policy period.
The NSA strongly recommends the use of waiver forms for all athletic participants. While waivers are recommended, coverage is not affected in the absence of a signed waiver
Liability Insurance Policy Exclusions
In addition to the usual exclusions in the standard Commercial General Liability policy, there is no coverage for furnishing, serving or selling any alcoholic beverage, nor for the acts of intoxicated persons.
Field Owner Certificate Fee
There is a $40.00 fee per field owner.
Certificates will be available and emailed or faxed to you within 24-48 hours of your request. If your request is urgent, please call Westpoint toll-free (800) 318-7709.
Need Assistance or Have Questions?
Call Westpoint Toll Free: (800) 318-7709 or E-mail: firstname.lastname@example.org